15 Years Experience as a Medicare Broker
With 15 years of experience as a Medicare broker, Janetta helps individuals compare Medicare Advantage, Medicare Supplement (Medigap), and Medicare Prescription Drug Plans. Whether you’re turning 65, retiring after age 65, or reviewing your current coverage, you’ll have an experienced Medicare insurance agent available to answer questions and explain your options clearly.
Serving San Diego, Chula Vista, Oceanside, Escondido, Carlsbad, Orange County, and surrounding areas.
Medicare Insurance Agent in San Diego County
Medicare can come with a lot of choices. Janetta Bouman makes those choices easier to understand with personal guidance based on your healthcare needs, doctors, prescriptions, and budget.
No Fee Consultation
Multiple Carrier Options
Local Personal Service
Independent Broker Representing Major Medicare Insurance Carriers in California
Medicare Advantage
Medigap / Supplement
Part D Rx Plans
Turning 65
Retiring After 65
Medi-Medi Plans

Personal & Educational Guidance
Making Medicare Easy With Janetta Bouman
Janetta started in the insurance benefits industry more than 20 years ago and joined Bridlewood Insurance in 2015. She has worked as a Medicare broker for 15 years, helping older adults understand their Medicare, health, and life insurance options.
As a licensed Medicare insurance agent, Janetta works with multiple Medicare insurance carriers in California. This allows her to compare available plan options while considering what matters to each client, including healthcare needs, provider access, prescriptions, and budget.
“Her approach is personal and educational. Instead of overwhelming you with insurance terminology, Janetta takes time to understand your situation, explain your choices, answer questions, and help you through the Medicare enrollment process.”
Before joining Bridlewood, Janetta educated clients about retirement and the fundamentals of personal finance. Originally from Connecticut, she moved to Southern California in 1973 and earned a degree in Social Work from Palomar College. Today, she lives in Oceanside and serves clients throughout San Diego County and Orange County.
CA Insurance License #0794060
What Clients Say
Read authentic experiences from older adults and families guided by Janetta Bouman.
“She spent a lot of time with my husband and I and did the research based on our individual needs. She found us plans that suit both our needs.”
“Bridlewood's insurance representative, Janette Bouman, was knowledgeable about the different plans and took the time to get to know us and what our needs were. She answered all of our questions and helped walk us through the process. We left feeling confident we made the right choice.”
“My experience with Janetta Bouman was all positive. She arrived at our appointment on time, Concisely and quickly explained my options and all the pros and cons of the Scan Health Insurance plan I chose. Janetta is friendly, professional and very helpful.”
Clear & Objective Comparison
Medicare Insurance Options
There is no single Medicare insurance plan that is right for everyone. Your doctors, medications, healthcare needs, finances, and preferred coverage can all influence your decision. Janetta provides Medicare plan comparison and enrollment assistance so you can better understand the options available to you.

Medicare Advantage Plans
Medicare Advantage, also known as Medicare Part C, is offered by Medicare-approved private insurance companies. Plans provide Medicare Part A and Part B benefits and may include prescription drug coverage and additional benefits.
Janetta can help you compare available Medicare Advantage Plans, including costs, provider networks, prescription coverage, and benefits.

Medicare Supplement / Medigap Plans
Medicare Supplement Insurance, commonly called Medigap, works with Original Medicare and can help cover certain out-of-pocket healthcare costs.
Janetta can explain available Medicare Supplement Plans and help you understand important differences between Medigap and Medicare Advantage.

Medicare Part D Prescription Drug Plans
Medicare Part D provides prescription drug coverage through private insurance companies. Covered medications, pharmacy networks, premiums, deductibles, and costs can vary.
Janetta can help review your prescriptions and compare available Part D options based on your individual needs.

Turning 65, Retiring and Annual Plan Reviews
Turning 65 and new to Medicare? Janetta can explain enrollment considerations and help you understand your Medicare insurance options.
If you’re retiring after age 65, she can also provide guidance as you prepare to transition from employer health coverage. For existing Medicare beneficiaries, annual plan reviews provide an opportunity to evaluate current coverage during applicable enrollment periods.
Janetta also assists qualifying individuals who need guidance regarding Medi-Medi and dual-eligible plan options.
direct Local Service
Request Medicare Assistance
You don’t have to navigate Medicare choices alone. Whether you’re approaching Medicare eligibility, comparing plans, preparing for retirement, or reviewing existing coverage, Janetta can help you understand your options and make an informed decision.
Complete the contact form to request an appointment. Janetta can follow up to discuss your Medicare questions and coverage needs.
Contact Janetta Bouman
Licensed Medicare Insurance Broker
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